Our Mission

Revolutionizing the industry by making mortgage simple.

Our Promise

Making mortgage simple is at the core of everything we do.

Simple products, simple processes, simple pricing. Our simplicity is what unlocks unparalleled value for clients.

By minimizing cost and eliminating unnecessary complexity, we deliver pricing, speed, and service unrivaled in the industry.

Our Leader

"There has never been a mortgage company like Sage. We are laser focused on how we can solve our clients' problems using tools and technologies that no other lender has while delivering an experience unmatched in the industry.

Leveraging cutting edge technology, our incredible team of professionals will be there every step of the way, relentlessly focused on simplifying the life of each client so they can focus on what matters most-achieving their dreams."

- Mike Malloy, Chief Executive Officer

Mike Malloy, CEO of Sage Home Loans

Our Beliefs

We believe in being the change we want to see in the world.

We believe our clients come first.

We believe every second counts.

We believe in getting better everyday.

We believe in winning the right way.

We believe in being different.

Woman holding icecream

Our Values

Buying and refinancing a home should be clear and straightforward.

An approachable home financing process requires expert guidance.

Modern home financing problems deserve updated solutions.

Our History

Sage was founded on a surprisingly simple thought - the mortgage process is outdated, expensive, and slow. You deserve better. So, we launched Sage to give it to you. We are revolutionizing the industry by making mortgage simple. Simple products, simple processes, and simple pricing.

2020

Founded in 2020, at a time when people needed a better mortgage experience more than ever before. As rates have increased, so have we. We've grown our team, grown our product set, and most importantly, grown our client benefits.

2022

We made an intentional and considerable investment to build technology that offered a simple, seamless experience for our clients and our teammates. We've built a streamlined process driven by automation and industry-leading digital tools. These tools have activated efficiencies in our process that unlock lower rates and faster close times.

2023

We acquired a nationwide lender to expand our footprint and own the client lifecycle. This acquisition not only expanded the clients we can serve, but further enhanced our ability to deliver lower costs and a faster process.

2024

We hired Mike Malloy as our CEO. Mike brings decades of executive mortgage leadership to Sage. More important than his experience, he is a leader, an innovator, and a champion of positive culture. He brings with him a vision for an uncommonly simple mortgage experience and a relentless focus on improving every aspect of the client experience.

We also launched the Sage Academy. This best-in-class training program helps develop people of all backgrounds and skillsets on life skills, and the right way to work in mortgage. We believe in being the change we want to see in the world.

In just a matter of months we'll service all of our loans in house, so you know won't be tossed around from servicer to servicer, and you can trust that you'll always be taken care of.

We're the fastest growing mortgage company in the industry, backed by a world-class tech and digital organization, and we're just getting started! We know this is one of the most important decisions of your life, and our team of talented professionals are here to take the stress out of the mortgage process.

We hope you give us the opportunity to be our next satisfied client or our next amazing teammate.