Finance your home with sage

It's simple:You deserve the right mortgage. We can help you find it.

* Checking your rate will not affect your credit score.
Woman and baby

The Sage difference

  • Value proposition icon

    Apply anywhere

    From your sofa, the beach, or at home. Whenever you want to refi or purchase, we’ll be ready.

  • Value proposition icon

    Competitive rates

    We’ll work with you to help you find the best rate for your unique scenario.

  • Value proposition icon

    Helpful service

    We’re here to help you when you need us—and will leave you alone when you don’t.

  • 4

    Minute pre-approval letter to shop

    *Fully underwritten pre-approval requires additional documentation.

  • 4.8

    Average Customer Rating

    *On Bankrate as of 06/23/2025.

  • 1

    Dedicated Loan Officer!

    A real person, not a bot, and we won’t toss you around from person to person.

Less application time, more family time.

Finance your home

Perks of working with Sage

Please take some time to review important disclosures

No more origination fees

Client for life

Loyalty should be rewarded, not met with added fees. That's why, when you return for your next home loan, we'll waive origination fees entirely. It's one more way we make your continued trust worthwhile—because your loyalty deserves more than words, it deserves lasting value.

or we'll give you $500

Close on time guarantee

Time matters when you're buying a home. That's why we put our confidence in writing: if we don't close on schedule, we'll pay you $500. No excuses—just real accountability. While other lenders may fall short, we make sure your peace of mind comes first, because delivering on time isn't just our goal, it's our guarantee.

More than pre-approved

Verified pre-approval

With VEPA, you're more than pre-approved—you're verified. That verification gives you the confidence and strength of a cash buyer in today's market, helping your offer rise to the top. It means faster processing, stronger terms, and a competitive edge when it matters most. Instead of worrying about uncertainty or delays, you can move forward with clarity, knowing your financing is backed by real verification that puts you in control.

Save up to 1.5% at closing

Home rewards

A mortgage should deliver more than a home. With Sage you can save up to 1.5% at closing and take advantage of exclusive benefits through our partnership with NewZip. From personalized realtor matching and convenient NewZip delivery to ongoing special offers, these perks are designed to make your financial journey more rewarding. Because closing isn't the end of the experience—it's where the rewards begin.